Terms and Conditions
Acceptance of Terms
By accessing and using Faynarethus services, you accept and agree to be bound by these terms and conditions.
Last updated: July 6, 2025: July 6, 2025
Definitions
In these terms, the following definitions apply:
- Service: Our financial planning subscription platform and related advisory services
- User/Client: Any individual or entity using our services
- Content: All information, advice, tools, and materials provided through our platform
Service Usage
Your use of our services is subject to the following conditions:
Permitted Use
- Personal financial planning and education
- Accessing your account and subscription features
- Downloading materials for personal use only
Prohibited Activities
You must not:
- Share account access with unauthorized parties
- Use our content for commercial purposes without permission
- Attempt to reverse engineer or copy our platform
- Provide false information or misrepresent your identity
User Responsibilities
As a user of our services, you agree to:
Account Security
Maintain the confidentiality of your login credentials and notify us immediately of any unauthorized access.
Accurate Information
Provide truthful and current information about your financial situation to ensure appropriate advice.
Legal Compliance
Use our services in compliance with all applicable Australian laws and regulations.
Intellectual Property
All content, trademarks, and intellectual property remain the exclusive property of Faynarethus and its licensors.
All content, logos, and materials are protected by Australian copyright law and international treaties.
Payment Terms
Subscription fees are charged as follows:
- Monthly subscriptions are billed in advance on the same date each month
- All fees include GST where applicable
- Failed payments may result in service suspension after 7 days
Termination
Either party may terminate the subscription with 30 days written notice.
Upon termination, access to the platform will cease, but you retain downloaded materials for personal use.
Service Disclaimers
Our services are provided "as is" without warranties of any kind, express or implied.
We do not guarantee specific investment outcomes or financial results.
Limitation of Liability
Our liability is limited to the amount of subscription fees paid in the 12 months preceding any claim.
This limitation does not apply to liability that cannot be excluded under Australian Consumer Law.
Dispute Resolution
Any disputes will be resolved through the following process:
Internal Resolution
Initial disputes should be raised with our customer service team for resolution.
Unresolved disputes may be referred to the Australian Financial Complaints Authority (AFCA).
International Disputes
International clients may access dispute resolution through relevant consumer protection agencies.
Governing Law
Any disputes shall be resolved in the courts of New South Wales, Australia.
Changes to Terms
We may modify these terms with 30 days notice to subscribers.
Material changes will be communicated via email and website notification.
Severability
If any provision is found unenforceable, the remainder of these terms shall remain in full effect.
Entire Agreement
These terms constitute the complete agreement between you and Faynarethus regarding use of our services.
Legal Contact
For legal questions regarding these terms, please contact:
Faynarethus Financial Planning Pty Ltd
Flinders Street & Swanston Street, Melbourne VIC 3000, Australia